Capital Lease: Arrange flex terms with depreciation benefits to you based on the cost of equipment. It is also called a Lease / Purchase. It may have an end of lease purchase of $1 to 10% of the original cost. Title passes to you upon completion of the lease terms.
Operating Lease: At the end of the lease equipment may be returned, purchased for its then fair market value or continue to lease on a month to month basis. Allows equipment acquisition off balance sheet and usually used to fit annual budget requirements Must meet FASB 13 rules to qualify
Installment Loan: Term loan agreement is based on the equipment value. This is a simple finance agreement and very common
Floating Interest Loans: Rate is tied to treasuries or swaps allowing you the benefits of interest rate decreases
Start Up Financing: Financing for a start up is possible with slightly different terms than an established business